An Indian , a Chinese and a Malay were in a terrible car accident. They 
were all brought to the same emergency room, but all of them died before
they arrived. 

Just as they were about to put the toe tag on the dead body, the Indian
stirred and opened his eyes. Astonished, the doctors and nurses present
asked him what happened.

"Well," said the Indian, "I remember the crash, and then there was a
beautiful light, and then the Chinese and the Malay and I were standing
at the gates of heaven. An Angel approached us and said that we were too
young to die, and that for a donation of $50, we could return to earth.
So of course I pulled out my wallet and gave him the $50 and the next 
thing I knew I was back here."

"That's amazing!" said one of the doctors,

"But what happened to the other two?"

"Last I saw them," replied the Indian , "the Chinese was bargaining over
prices and the Malay was waiting for the government to pay for his."